12231 DIVIDING OAKS Trail E, Jacksonville, FL 32223 (MLS# 2157123)

12231 DIVIDING OAKS Trail E, Jacksonville, FL 32223

$599,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,714 Lot Size (sq. ft.): 30,492 Status: Active Under Contract

Current Price: $599,000 List Date: 8/09/2026 Last Modified: 9/26/2026

Description

*2.25% ASSUMABLE LOAN-A RARE OPPORTUNITY!* Qualified buyers may have the opportunity to assume the existing loan at an exceptional 2.25% interest rate, subject to lender approval and loan assumption requirement's. Nestled on a private 0.70-acre conservation lot with a scenic creek leading to Julington Creek, this beautiful 4BR/2.5BA home offers the perfect blend of privacy, space, and convenience in the heart of Mandarin. The chef's kitchen features dual sinks, double ovens, built-in double microwaves, a center island, and a breakfast nook. Rich wood floors and custom molding add timeless elegance throughout. Enjoy a double-sided fireplace in the main living areas and a second fireplace in the spacious owner's suite. Step outside to a peaceful backyard surrounded by mature trees and nature, while remaining just minutes from shopping, dining, and entertainment. With an assumable 2.25% loan and a desirable Mandarin location, this is an opportunity you will not want to miss!

More Information MLS# 2157123

Contract Information

Current Price: $599,000 Property Sub Type: Single Family Residence Property Attached YN: No Status: Active Under Contract List Price: $599,000 Listing Contract Date: 2026-07-25

Location Tax and Legal

Street Number: 12231 Street Name: DIVIDING OAKS Street Suffix: Trail Street Direction Suffix: E County: Duval State: FL Postal Code: 32223 MLS Area Major: 014-Mandarin Subdivision Name: Cormorant Creek

General Property Information

Bedrooms Total: 4 Bathrooms Full: 2 Bathrooms Half: 1 Bathrooms Total: 3 Living Area: 2714 Living Area Source: Assessor Year Built: 1990 Accessory Dwelling Unit Y/N: No Homestead YN: No Lot Size Acres: 0.7 Association YN: Yes Association Fee: 380 Association Fee Frequency: Annually CDD Fee YN: No Accessibility Features YN: No New Construction YN: No Garage YN: Yes Garage Spaces: 2 Carport YN: No Pool Private YN: No Water Body Access YN: No Waterfront YN: No Furnished: Unfurnished Stories: 1 Entry Level: 1 Senior Community YN: No Directions: FROM I295 SOUTH ON SAN JOSE BLVD LEFT ON MARBON RD; RIGHT ON DIVIDING OAKS TRAIL. Public Remarks: *2.25% ASSUMABLE LOAN-A RARE OPPORTUNITY!* Qualified buyers may have the opportunity to assume the existing loan at an exceptional 2.25% interest rate, subject to lender approval and loan assumption requirement's. Nestled on a private 0.70-acre conservation lot with a scenic creek leading to Julington Creek, this beautiful 4BR/2.5BA home offers the perfect blend of privacy, space, and convenience in the heart of Mandarin. The chef's kitchen features dual sinks, double ovens, built-in double microwaves, a center island, and a breakfast nook. Rich wood floors and custom molding add timeless elegance throughout. Enjoy a double-sided fireplace in the main living areas and a second fireplace in the spacious owner's suite. Step outside to a peaceful backyard surrounded by mature trees and nature, while remaining just minutes from shopping, dining, and entertainment. With an assumable 2.25% loan and a desirable Mandarin location, this is an opportunity you will not want to miss! List Price/SqFt: 220.71

Status Change Information

Major Change Timestamp: 2026-09-26T21:37:59Z Major Change Type: Status Change Price Change Timestamp: 2026-09-18T22:00:07Z Contingency: Active Under Contract Contingent Date: 2026-09-26

DPR Eligible

DPR Eligible: Yes

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Fireplace Features: Double Sided; Wood Burning Interior Features: Breakfast Nook; Ceiling Fan(s); Central Vacuum; Eat-in Kitchen; Kitchen Island; Open Floorplan; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Wood Laundry Features: Electric Dryer Hookup; In Unit Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Electric Electric: 150 Amp Service Water Source: Public Sewer: Public Sewer Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Construction Materials: Brick Veneer Patio And Porch Features: Covered; Deck; Screened Roof: Shingle Parking Features: Circular Driveway; Garage; Garage Door Opener View: Protected Preserve; Trees/Woods Fencing: Back Yard; Wood Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection

Documents

Listing Office: COLDWELL BANKER VANGUARD REALTY

Last Updated: September - 26 - 2026

Information deemed reliable but not guaranteed.