3528 BAY ISLAND Circle, Jacksonville Beach, FL 32250
$920,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,168
Lot Size (sq. ft.):
15,246
Status:
Active
Current Price:
$920,000
List Date:
2/01/2026
Last Modified:
2/12/2026
Description
Nestled in one of Jacksonville Beach's most exclusive and rarely available neighborhoods, this Ocean Cay pool home offers a rare opportunity to own where homes seldom come to market. Designed for coastal living, the home features bright, open spaces that flow seamlessly to a private backyard with a sparkling pool and covered lanai, ideal for relaxing or entertaining. The open concept layout blends modern comfort with coastal charm. Three bedrooms, including the primary suite, are located on the main level. Upstairs, an added wall creates a private office and additional bedroom, offering a flexible nonconforming five bedroom layout. Unlike much of Jacksonville Beach, Ocean Cay is a deed restricted community where short term rentals are not permitted, providing long term neighborhood stability, privacy, and peace of mind.
More Information MLS# 2115249
Contract Information
Current Price: $920,000
Property Sub Type: Single Family Residence
Property Attached YN: No
Status: Active
List Price: $920,000
Listing Contract Date: 2025-10-27
Location Tax and Legal
Street Number: 3528
Street Name: BAY ISLAND
Street Suffix: Circle
County: Duval
State: FL
Postal Code: 32250
MLS Area Major: 214-Jacksonville Beach-SW
Subdivision Name: Ocean Cay
General Property Information
Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2168
Living Area Source: Appraiser
Year Built: 2000
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.35
Association YN: Yes
Association Fee: 896
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: From Butler Blvd (JTB) go North on South Beach Pkwy. Take a right into Ocean Cay and continue to Bay Island Circle.
Public Remarks: Nestled in one of Jacksonville Beach's most exclusive and rarely available neighborhoods, this Ocean Cay pool home offers a rare opportunity to own where homes seldom come to market. Designed for coastal living, the home features bright, open spaces that flow seamlessly to a private backyard with a sparkling pool and covered lanai, ideal for relaxing or entertaining. The open concept layout blends modern comfort with coastal charm. Three bedrooms, including the primary suite, are located on the main level. Upstairs, an added wall creates a private office and additional bedroom, offering a flexible nonconforming five bedroom layout. Unlike much of Jacksonville Beach, Ocean Cay is a deed restricted community where short term rentals are not permitted, providing long term neighborhood stability, privacy, and peace of mind.
List Price/SqFt: 424.35
Status Change Information
Major Change Timestamp: 2026-02-07T18:55:46Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-02-07T18:55:46Z
Fireplace Features
Fireplaces Total: 1
DPR Eligible
DPR Eligible: No
Property Features
Architectural Style: Traditional
Levels: Two
Appliances: Convection Oven; Dishwasher; Disposal; Electric Oven; Electric Range; Ice Maker; Microwave; Refrigerator
Fireplace Features: Gas
Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; In-Law Floorplan; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s)
Flooring: Carpet; Laminate; Tile
Laundry Features: Electric Dryer Hookup; Washer Hookup
Utilities: Cable Available; Electricity Connected
Cooling: Central Air
Heating: Central
Water Source: Public
Construction Materials: Frame; Stucco
Patio And Porch Features: Front Porch; Patio; Screened
Pool Features: In Ground; Fenced
Roof: Shingle
Parking Features: Garage
View: Lake; Pond
Waterfront Features: Lake Front; Pond
Current Use: Residential; Single Family
Association Amenities: Clubhouse; Playground; Pool
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; VA Loan
Documents
Offer Instructions ›Listing Office: FLUID REALTY, LLC.
Last Updated: February - 12 - 2026
Information deemed reliable but not guaranteed.