523 S 13TH Terrace, Fernandina Beach, FL 32034
$544,900
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
1,448
Lot Size (sq. ft.):
2,614
Status:
Active
Current Price:
$544,900
List Date:
7/11/2026
Last Modified:
8/30/2026
Description
Downtown Fernandina Beach is more than a destination--it's a lifestyle. At 523 S. 13th Terrace, you're just minutes from Centre Street's restaurants, boutiques, waterfront sunsets, and the everyday charm that makes Amelia Island so special. Built in 2023, this thoughtfully designed home offers the perfect blend of modern construction and coastal convenience. Soaring ceilings create an open, airy feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning
Supplements: coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the beach and downtown. Move-in ready and beautifully maintained, this home offers a rare opportunity to enjoy newer construction in one of Fernandina Beach's most desirable in-town locations. Love Where You Live.
More Information MLS# 2154960
Contract Information
Current Price: $544,900
Property Sub Type: Single Family Residence
Property Attached YN: No
Status: Active
List Price: $544,900
Listing Contract Date: 2026-07-01
Location Tax and Legal
Street Number: 523
Street Direction Prefix: S
Street Name: 13TH
Street Suffix: Terrace
County: Nassau
State: FL
Postal Code: 32034
MLS Area Major: 410-Fernandina Beach Downtown-West
Subdivision Name: City Of Fernandina Beach
General Property Information
Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: 1
Bathrooms Total: 3
Living Area: 1448
Living Area Source: Public Records
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.06
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 1
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: 1
Senior Community YN: No
Direction Faces: East
Directions: From 14th Street, turn west on to Fir. Turn right on to South 13th Terrace. Home is on the left!
Public Remarks: Downtown Fernandina Beach is more than a destination--it's a lifestyle. At 523 S. 13th Terrace, you're just minutes from Centre Street's restaurants, boutiques, waterfront sunsets, and the everyday charm that makes Amelia Island so special. Built in 2023, this thoughtfully designed home offers the perfect blend of modern construction and coastal convenience. Soaring ceilings create an open, airy feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning
List Price/SqFt: 376.31
Status Change Information
Major Change Timestamp: 2026-08-13T16:19:05Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-08-13T16:19:05Z
DPR Eligible
DPR Eligible: Yes
Property Features
Architectural Style: Traditional
Levels: Two
Rental Restrictions: 1 Month
Appliances: Dishwasher; Electric Range; Microwave; Refrigerator
Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s)
Flooring: Tile
Laundry Features: Upper Level
Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected; Other
Cooling: Central Air; Electric
Heating: Electric; Heat Pump
Water Source: Public
Sewer: Public Sewer
Construction Materials: Composition Siding; Frame
Patio And Porch Features: Rear Porch
Roof: Shingle
Parking Features: Garage; Garage Door Opener
Fencing: Back Yard
Current Use: Residential
Possession: Close Of Escrow
Listing Terms: Cash; Conventional; FHA; VA Loan
Documents
Listing Office: SUMMER HOUSE REALTY
Last Updated: August - 30 - 2026
Information deemed reliable but not guaranteed.

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