821 S 14TH Street, Palatka, FL 32177 (MLS# 2145699)

821 S 14TH Street, Palatka, FL 32177

$320,000
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,330 Lot Size (sq. ft.): 11,326 Status: Active
Current Price: $320,000 List Date: 5/16/2026 Last Modified: 6/07/2026

Description

This is not your standard builder grade home. This home was rebuilt from the ground up with all new studs/ joists/ subfloors/ insulation/ and new roof. 821 South 14th street is a lifestyle, luxury, and multigenerational choice. Specifically designed for those who want to lead the city in elegance and design. Only two minutes from downtown Palatka coffee shops and restaurants, and a scenic three-minute drive along River Road to the downtown Palatka City public boat ramp. Be part of the explosive growth in Palatka and surrounding areas and front run the westward expansion from surrounding counties. 821 was built for the homeowner who wants to step outside the status quo of standard new construction and seeks timeless elegance in lieu of a builder grade home.

Supplements: Walk through the massive chef's kitchen with wooden 42-inch-tall cabinets and designer alloy cabinet pulls. The quartz countertops and bar add a sleek appeal and separate this kitchen from all others in the city. Brand new appliances with a Counter depth refrigerator and over range hood only enhance this homes appeal. The range is again not standard and is flattop all around without the bulking and intrusive raised back panel. The primary bedroom features his and her closets with a spa influenced primary bathroom. The oversized shower features a six-setting shower diverter with a rainfall shower head coming from the ceiling, a shower head, and handheld body spray. The shower head fixtures are Delta brand and bought from Fergusons a supplier of luxury home fixtures. The shower head alone is valued at over $600 as the brass components ensure lifelong durability. Modern tiles and niches make showering a retreat. The 60-inch double sink vanity is again designer grade. And not found is big box home improvement stores. This is elegance at its purest. Even the light fixtures exude tastefulness. Step into the exclusive Signature Hardware brand 21-inch-deep soaking tub. This tub was purchased from Fergusons and typically found only in million dollar homes and is valued at well over $1000 for the tub alone, again with Delta hardware from Fergusons with brass fittings. Modern three panel interior doors throughout the home accompanied with louvered closet doors. A 20-minute fire rated laundry door guides you to the laundry room fitted with a cabinets, sink, and quartz countertops with generous storage space. A newly built massive, raised deck offers tranquility for you to sit and enjoy the spacious yard which easily fits your boat and trailers. The yard is fenced for your enjoyment. The front yard contains new sod and the brand new driveway was machine rolled to press the stone into the clay base layer to ensure long term traffic durability. There is nothing like this home in Palatka. From thoughtful design choices to a central location, minutes from the St. John's county river. Welcome home to a cut above the rest. Welcome to 821 South 14 Street. You're home now. - New roof - New electrical with a 250 AMP panel - New plumbing - Brand new studs / joists/ subfloor - All new windows that pull out for easy cleaning - blown in insulation - hardy board siding - brand new Trane HVAC SYSTEM with new duct work throughout with warranty. There is nothing but new in this home.

More Information MLS# 2145699

Contract Information

Current Price: $320,000 Property Sub Type: Single Family Residence Property Attached YN: No Status: Active List Price: $320,000 Listing Contract Date: 2026-05-16

Location Tax and Legal

Street Number: 821 Street Direction Prefix: S Street Name: 14TH Street Suffix: Street County: Putnam State: FL Postal Code: 32177 MLS Area Major: 561-Greater Palatka Subdivision Name: Harts Plat

General Property Information

Bedrooms Total: 4 Bathrooms Full: 2 Bathrooms Total: 2 Living Area: 1330 Living Area Source: Owner Year Built: 1945 Accessory Dwelling Unit Y/N: No Homestead YN: No Lot Size Acres: 0.26 Association YN: No CDD Fee YN: No Accessibility Features YN: No New Construction YN: No Garage YN: No Carport YN: No Pool Private YN: No Water Body Access YN: No Waterfront YN: No Stories: 1 Senior Community YN: No Directions: Turn onto Crill Ave / FL-20 if you're coming in on US-17. Continue toward the south side of town. Turn onto Moseley Ave or Laurel St heading east. Turn right onto S 14th St. Continue south until you reach 821 S 14th St, Palatka, FL 32177. The property will be on your left. Public Remarks: This is not your standard builder grade home. This home was rebuilt from the ground up with all new studs/ joists/ subfloors/ insulation/ and new roof. 821 South 14th street is a lifestyle, luxury, and multigenerational choice. Specifically designed for those who want to lead the city in elegance and design. Only two minutes from downtown Palatka coffee shops and restaurants, and a scenic three-minute drive along River Road to the downtown Palatka City public boat ramp. Be part of the explosive growth in Palatka and surrounding areas and front run the westward expansion from surrounding counties. 821 was built for the homeowner who wants to step outside the status quo of standard new construction and seeks timeless elegance in lieu of a builder grade home. List Price/SqFt: 240.6

Status Change Information

Major Change Timestamp: 2026-06-03T15:28:09Z Major Change Type: Price Reduced Price Change Timestamp: 2026-06-03T15:28:09Z

DPR Eligible

DPR Eligible: Yes

Property Features

Appliances: Dishwasher; Electric Range; Refrigerator Utilities: Cable Available; Electricity Available; Sewer Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Parking Features: Other Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; Owner May Carry; VA Loan
Listing Office: STA REALTY
Last Updated: June - 07 - 2026
Information deemed reliable but not guaranteed.