96004 MONTEGO BAY, Fernandina Beach, FL 32034 (MLS# 2158836)

96004 MONTEGO BAY, Fernandina Beach, FL 32034

$750,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,250 Lot Size (sq. ft.): 10,454 Status: Active
Current Price: $750,000 List Date: 8/06/2026 Last Modified: 9/02/2026

Description

Stunner alert! Discover exceptional value centrally located on Amelia Island and minutes from island beaches, where generous living spaces, thoughtful updates, and an enviable location come together in one remarkable offering. Privately situated on a quiet cul-de-sac overlooking a tranquil pond, this beautifully renovated residence presents an opportunity to enjoy the island lifestyle without compromising space or quality. Extensively refreshed, the home showcases new Pergo and porcelain tile flooring, fresh interior and exterior paint, updated lighting and ceiling fans, new bathroom fixtures, new stainless appliances, and enhanced landscaping, and a roof newly installed in 2022. Timeless finishes, including granite countertops and a gas fireplace anchoring the family room, create warm and inviting spaces designed for both everyday living and effortless entertaining. Offering four bedrooms and three full bathrooms, the flexible floor plan easily adapts to today's lifestyle.

Supplements: A main-level bedroom with pond views as well as a formal living room with French doors provide ideal spaces for a private home office, library, fitness room, or guest suite. Upstairs are the master bedroom with pond views and ensuite bathroom with whirlpool tub, plus two more bedrooms that share a bathroom. Outdoors, the screened lanai overlooks an expansive backyard and peaceful pond, creating the perfect setting for morning coffee, evening gatherings, or simply enjoying the natural beauty that surrounds you. Combining generous square footage, modern updates, and proximity to Amelia Island's renowned beaches, dining, shopping, and recreation, this residence offers an exceptional opportunity to experience coastal living at an outstanding value.

Open Houses

Sunday, September 06, 12:00 pm - 2:00 pm

More Information MLS# 2158836

Contract Information

Current Price: $750,000 Property Sub Type: Single Family Residence Property Attached YN: No Status: Active List Price: $750,000 Listing Contract Date: 2026-08-06

Location Tax and Legal

Street Number: 96004 Street Name: MONTEGO BAY County: Nassau State: FL Postal Code: 32034 MLS Area Major: 450-Amelia Island-North Of Burney Road Subdivision Name: Isleworth

General Property Information

Bedrooms Total: 4 Bathrooms Full: 3 Bathrooms Total: 3 Living Area: 2250 Living Area Source: Public Records Year Built: 2004 Accessory Dwelling Unit Y/N: No Homestead YN: No Lot Size Acres: 0.24 Association YN: Yes Association Fee: 523 Association Fee Frequency: Annually CDD Fee YN: No Accessibility Features YN: No New Construction YN: No Garage YN: Yes Garage Spaces: 2 Carport YN: No Pool Private YN: No Water Body Access YN: Yes Waterfront YN: Yes Stories: 2 Senior Community YN: No Directions: From I-95 take exit FL-200/FL-A1A toward Fernandina Beach. Continue on FL-200 and turn right onto Adams Rd. Turn left onto Amelia Rd and right onto Robinhood Dr. Turn right onto S 14th St and left onto Islesworth Dr. Continue to Montego Bay and home will be on the left. Public Remarks: Stunner alert! Discover exceptional value centrally located on Amelia Island and minutes from island beaches, where generous living spaces, thoughtful updates, and an enviable location come together in one remarkable offering. Privately situated on a quiet cul-de-sac overlooking a tranquil pond, this beautifully renovated residence presents an opportunity to enjoy the island lifestyle without compromising space or quality. Extensively refreshed, the home showcases new Pergo and porcelain tile flooring, fresh interior and exterior paint, updated lighting and ceiling fans, new bathroom fixtures, new stainless appliances, and enhanced landscaping, and a roof newly installed in 2022. Timeless finishes, including granite countertops and a gas fireplace anchoring the family room, create warm and inviting spaces designed for both everyday living and effortless entertaining. Offering four bedrooms and three full bathrooms, the flexible floor plan easily adapts to today's lifestyle. List Price/SqFt: 333.33

Status Change Information

Major Change Timestamp: 2026-08-06T15:07:21Z Major Change Type: New Listing

Fireplace Features

Fireplaces Total: 1

DPR Eligible

DPR Eligible: Yes

Property Features

Architectural Style: Traditional Levels: Two Appliances: Convection Oven; Dishwasher; Disposal; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Stucco Patio And Porch Features: Covered; Patio; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear; Wooded View: Pond; Trees/Woods; Water Water Body Access Type: Association Waterfront Features: Pond Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan
Listing Office: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Last Updated: September - 02 - 2026
Information deemed reliable but not guaranteed.