97150 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034 (MLS# 2169257)

97150 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034

New Listing
$420,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,843 Status: Active
Current Price: $420,000 List Date: 10/14/2026 Last Modified: 10/19/2026

Description

1% Seller AND 1% Lender Credit for Rate Buy-down (Must use First Coast Mortgage Alliance for lender credit). Discover coastal living at its finest in this immaculately maintained 3-bedroom, 2.5-bath home, located just minutes from the beautiful beaches of Fernandina Beach and Amelia Island. This stunning home offers the perfect blend of comfort, style, and convenience. Step inside to a bright, inviting open floor plan featuring numerous builder upgrades, a cozy wood-burning fireplace, and a beautifully appointed chef's kitchen ideal for entertaining. Enjoy your morning coffee or unwind after a day at the beach on the screened-in porch overlooking a fully fenced backyard with peaceful preserve views. An additional outdoor patio creates the perfect setting for grilling and entertaining. Whether you're searching for a primary residence, coastal getaway, or second home, this move-in-ready gem offers the Florida lifestyle you've been dreaming of! FURNITURE NEGOTIABLE! MOTIVATED SELLERS!

Open Houses

Saturday, October 24, 11:00 am - 2:00 pm

More Information MLS# 2169257

Contract Information

Current Price: $420,000 Property Sub Type: Single Family Residence Property Attached YN: No Status: Active List Price: $420,000 Listing Contract Date: 2026-10-13

Location Tax and Legal

Street Number: 97150 Street Name: HARBOR CONCOURSE Street Suffix: Circle County: Nassau State: FL Postal Code: 32034 MLS Area Major: 472-Oneil/Nassaville/Holly Point Subdivision Name: Harbor Concourse

General Property Information

Bedrooms Total: 3 Bathrooms Full: 2 Bathrooms Half: 1 Bathrooms Total: 3 Living Area: 1843 Living Area Source: Public Records Year Built: 2018 Accessory Dwelling Unit Y/N: No Homestead YN: No Association YN: Yes Association Fee: 660 Association Fee Frequency: Annually Association Fee 2: 250 Association Fee 2 Frequency: One Time Association Name: PMSI Association Phone: 800-374-6538 CDD Fee YN: No Accessibility Features YN: No New Construction YN: No Garage YN: Yes Garage Spaces: 2 Carport YN: No Pool Private YN: No Water Body Access YN: No Waterfront YN: No Furnished: Negotiable Stories: 2 Senior Community YN: No Directions: Take Exit 373 for SR-200 / Amelia Island / Fernandina Beach - go 6.3 miles and turn right onto Amelia Concourse. Go 3.4 miles and turn right into Harbor Concourse. Turn right on to Harbor Concourse Circle, home will be on the right approximately .2 miles. Public Remarks: 1% Seller AND 1% Lender Credit for Rate Buy-down (Must use First Coast Mortgage Alliance for lender credit). Discover coastal living at its finest in this immaculately maintained 3-bedroom, 2.5-bath home, located just minutes from the beautiful beaches of Fernandina Beach and Amelia Island. This stunning home offers the perfect blend of comfort, style, and convenience. Step inside to a bright, inviting open floor plan featuring numerous builder upgrades, a cozy wood-burning fireplace, and a beautifully appointed chef's kitchen ideal for entertaining. Enjoy your morning coffee or unwind after a day at the beach on the screened-in porch overlooking a fully fenced backyard with peaceful preserve views. An additional outdoor patio creates the perfect setting for grilling and entertaining. Whether you're searching for a primary residence, coastal getaway, or second home, this move-in-ready gem offers the Florida lifestyle you've been dreaming of! FURNITURE NEGOTIABLE! MOTIVATED SELLERS! List Price/SqFt: 227.89

Status Change Information

Major Change Timestamp: 2026-10-14T23:17:06Z Major Change Type: New Listing

Fireplace Features

Fireplaces Total: 1

DPR Eligible

DPR Eligible: Yes

Property Features

Levels: Two Appliances: Dishwasher; Disposal; Double Oven; Dryer; Electric Oven; Electric Water Heater; Microwave; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: In Unit Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Covered; Patio; Screened Roof: Shingle Parking Features: Additional Parking Lot Features: Sprinklers In Front; Sprinklers In Rear View: Protected Preserve Fencing: Back Yard; Vinyl Current Use: Single Family Association Amenities: Playground Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan
Listing Office: COLDWELL BANKER ANABASIS REALTY
Last Updated: October - 19 - 2026
Information deemed reliable but not guaranteed.